> ## Documentation Index
> Fetch the complete documentation index at: https://help.zulma.ca/llms.txt
> Use this file to discover all available pages before exploring further.

# Taxes and payouts for Pros

> How you get paid through Stripe Express, what you keep on every job, and what being an independent contractor means for your taxes and equipment.

You run your own business on Zulma. We send the work and the money, you keep the lion's share of every job, and you handle your own taxes the way any independent contractor does. This page covers how payouts reach you, what you keep, and what you are responsible for at tax time.

## How you get paid

You are paid through a Stripe Express connected account. You set it up once during onboarding, and from then on Stripe handles the banking side: it holds your account details, moves your earnings to your bank, and gives you a dashboard to manage everything.

Your Stripe Express dashboard is where you:

* Add and update your banking details.
* See your payout history and what is on the way.
* Download your tax forms.

<Note>
  Keep your banking details current in the Stripe Express dashboard. If your account information changes, update it before your next job so nothing is held up.
</Note>

## What you keep

The split is the same on every job, and you see your full payout in the offer before you accept.

| Part of the job                                | Your share |
| ---------------------------------------------- | ---------- |
| Base price                                     | **70%**    |
| Add-ons                                        | **70%**    |
| Surcharges (rush, peak slot, edge-zone travel) | **70%**    |
| Tips                                           | **100%**   |

Zulma keeps the remaining 30% of the base, add-ons, and surcharges to run the platform: dispatch, payments, support, and insurance. Zulma never takes a portion of any tip.

<Tip>
  Recurring discounts come out of Zulma's share, not yours. You are paid on the full pre-discount amount, so a recurring customer is worth the same per visit as a one-off.
</Tip>

For the full breakdown of how a payout is built, see [how pay works](/cleaners/how-pay-works).

## You are an independent contractor

On Zulma you are an independent contractor, not an employee. In practice that means you are in control:

* You decide how, when, and whether you work.
* You can decline any job.
* You can work for others, including other platforms.
* You bring and maintain your own equipment, vehicle, and supplies.
* You are responsible for your own taxes.

Because you are a contractor, Zulma does not withhold income tax or contributions from your payouts. Every dollar that reaches your account is pre-tax, so set aside a portion of each payout for what you will owe later.

## Taxes and your forms

Stripe issues your tax forms through the Express dashboard, so you can download what you need at tax time from the same place you manage payouts. The platform tracks the amounts that are reportable on a T4A.

You report your Zulma earnings as self-employment income on your personal return. A few habits make this easier:

<Steps>
  <Step title="Set money aside as you go">
    Put a portion of every payout into a separate account for taxes so the bill is never a surprise.
  </Step>

  <Step title="Keep your own records">
    Track your income and your business expenses (supplies, fuel, equipment) through the year. Your Stripe dashboard covers the income side.
  </Step>

  <Step title="Download your forms from Stripe">
    When it is time to file, pull your tax forms from the Stripe Express dashboard.
  </Step>
</Steps>

<Info>
  Everyone's tax situation is different. Zulma can show you what you earned, but we cannot give tax advice. For questions about your own return, deductions, or what to set aside, a tax professional is the right person to ask.
</Info>

## Questions about a payout

If a payout looks off, or you have a question about how a job was priced, reach out to <a href="mailto:support@zulma.ca">[support@zulma.ca](mailto:support@zulma.ca)</a> and we will sort it out. We reply to most messages within one business day.

<CardGroup cols={2}>
  <Card title="How pay works" href="/cleaners/how-pay-works" icon="wallet">
    The full breakdown of base, add-ons, surcharges, and tips.
  </Card>

  <Card title="Pro referral bonuses" href="/cleaners/bonuses" icon="hand-coins">
    Refer another Pro and earn two-sided bonuses paid to the same account.
  </Card>
</CardGroup>
